What Are Cookies?

Cookies are small text files that get stored on your device when you visit websites. They help us remember your preferences and understand how you interact with our educational platform. Think of them as digital bookmarks that make your experience smoother each time you return.

We use these tracking technologies to provide personalized budget analysis tools and maintain your learning progress across sessions. Most websites use them, and they've become a standard part of how the web works.

Types of Tracking We Use

Not all cookies serve the same purpose. Here's how we categorize the different types based on their function and necessity.

How We Apply These Technologies

Session Management

When you log into your account, we create a session cookie that keeps you authenticated as you move between different sections of the platform. This expires when you close your browser or log out manually.

Learning Progress Tracking

Your course completion data, quiz results, and module progress get stored so you can pick up exactly where you left off. This creates a seamless learning experience across multiple study sessions.

Interface Customization

We remember how you prefer to view content, whether you've enabled dark mode, adjusted text sizes, or set specific calculator defaults for your budget analysis tools.

Platform Improvement

Analytics data helps us identify which educational materials resonate most with students. If we notice that certain modules have high drop-off rates, we can redesign them to be more engaging and effective.

Specific Cookies We Deploy

Managing Your Cookie Preferences

You have complete control over which cookies you accept. While essential cookies are required for the platform to function, you can opt out of others through your browser settings or our preference center.

Browser Configuration

Every modern browser lets you manage cookies directly. Here's how to access those settings in popular browsers:

1. Open your browser's settings menu, usually found in the top right corner under three dots or lines
2. Look for Privacy, Security, or Site Settings depending on your browser
3. Find the section labeled Cookies, Site Data, or similar terminology
4. Choose your preferred level: allow all, block third-party, or block all cookies
5. You can also clear existing cookies from this menu to start fresh

Third-Party Services

Some cookies come from external services we use to operate the platform. For example, we might embed educational videos from hosting services, use analytics platforms to understand user behavior, or integrate payment processors for course enrollment.

Data Retention and Your Rights

Different cookies have different lifespans. Session cookies disappear when you close your browser. Persistent cookies stay until their expiration date or until you manually delete them.

What This Means Practically

• Your learning progress gets saved for two years so you can take breaks without losing your place
• Preference settings last one year, after which they reset to defaults
• Analytics data becomes anonymized after six months
• You can request deletion of your cookie data anytime by contacting us
• When you delete your account, all associated cookie data gets removed within 30 days

If you're located in the European Economic Area or other regions with specific privacy regulations, you have additional rights regarding your data. You can request access to what information we've collected, ask for corrections, or request complete deletion.

Changes to This Policy

As we add new features to the platform or adjust our technical infrastructure, we might need to update this policy. When significant changes happen, we'll notify active users through email and display a notice on the platform.

Minor updates, like adding new cookie names to our reference table or clarifying existing practices, happen without special notification. We recommend checking this page occasionally if you want to stay informed about our current practices.